102 Villas for sale in Portugal
Search for Villas for sale in Portugal with Hamptons International, your property experts in Portugal. We have a number of luxury Villas available for sale.
Steps to Buying Property in Portugal
Thinking of making the move or investing in a holiday home? Here’s a simple guide to help you understand how to buy property in Portugal as a foreign buyer.
On top of the purchase price, allow for 8–10% extra to cover buying costs like Local Land Registry Search, Transfer Tax (IMT), Land Registry fees, legal & notary costs. There are annual taxes to consider as well.
Make sure you know where it is you want to buy, so you avoid wasting time, or making an expensive mistake.
Estate agents in Portugal are regulated. They have to complete training and display an AMI licence number in their premises. Find an agent that suits you and who can be of greatest help to you. Hamptons International Network partners are experts in their fields, with experience helping foreign buyers not only find a home, but also through the process.
You need a Portuguese tax identification number to buy a property in Portugal. Hamptons International Network partner agents can help you through the process, which involves paperwork and a fee. Getting a lawyer at the same time is a good idea – they can proxy, if you can’t be in the country.
If you aren’t paying by cash, many Portuguese banks offer mortgages to foreign non-residents, usually covering up to 70% of the property’s value. Fees, terms & conditions will apply. Getting pre-approval for a mortgage is helpful.
Once you’ve found the right place, your agent or legal advisor will help you, negotiating terms. Then, make sure there are no legal issues, any loans against the property or any hidden problems, including verification of deeds, records & permits.
Once all cleared and agreed, this legally binding agreement laying out sale terms & conditions is signed and a deposit paid, usually 10% of agreed price.
A local notary will handle the transfer of ownership, with signing of Final Deed (Escritura) at the notary’s office. The remaining balance is paid and taxes collected at this point. You may need a translator.
Time to celebrate! Remember to sign up to utilities and taxes such as the annual IMI, which is based on the property’s tax value. If you will be renting out the property, you will need to complete an annual tax form on any income generated in Portugal.
Living in Portugal
Wondering what life is really like once you’ve made the move to Portugal? It’s a mix of sunshine, friendly neighbours, slower days and plenty of everyday perks – here’s a taste of what you can expect:
Portugal has a growing expat scene, with Brits, Brazilians, Germans and more calling it home.
With over 300 sunny days a year, expect warm summers and pleasantly mild winters.
Portugal is one of the safest countries in Europe, with low crime rates and welcoming communities.
Life here is more affordable than in the UK, groceries, transport and dining out are all noticeably cheaper.
Public healthcare is available to residents, and private options are affordable if you prefer faster access.
Portugal has decent public transport, with regular trains, buses and metro networks in the main cities.
Life is slower here. Expect long lunches, late dinners, and a strong focus on family and community.
From surfing beaches to mountain hikes and world-class golf courses, Portugal’s outdoor scene is diverse and easy to enjoy.
From grilled sardines to bacalhau and pastéis de nata, food is fresh, simple, and packed with flavour.
Portugal remains a popular residence for retirees and digital nomads. There have been changes to the tax landscape in Portugal, especially for foreigners. The NHR programme is replaced by NHR 2.0, the new Tax Incentive for Scientific Research and Renovation Programme (IFICI). Fees, terms & conditions apply.